The Truth About Property Seizure and Debt Collectors

There are two ways a property can be seized because of debt. The easiest way is if you volunteered that property – like your home or a car – as collateral for a particular debt. This is called a secured debt and both your creditor and debt collector have the right to seize your property […]

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3 Major Steps Toward Eliminating Debt

Nearly everyone has been in debt at one point.  Just the fact that you carry a card around means that you have debt. Before this article goes into how you can best eliminate your debt, you have to first see that debt – in itself – is not bad.  In fact, this is sometimes the […]

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Affordable Ideas for Day Trips in Florida

Summer is right around the corner, so you must be looking for a great way to enjoy the beautiful weather without breaking the bank. Well, there are a lot of activities around Florida that can be fun and exciting and won’t cost you an exorbitant amount of money.  Whether you’re planning to hang out with friends, […]

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How Do I Get Debt Collectors to Stop Calling My Job?

Everyone incurs a debt at some point in their lives, and as much as they want to take responsibility for it, there are moments when debt collectors make it inconvenient for them. One of the most challenging and embarrassing obstacles is when debt collectors start calling their place of employment. Not only are they now […]

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Things You Shouldn’t Do If You’re Considering Bankruptcy

Filing for bankruptcy is hard enough as it is. Sometimes it can’t be helped if you find yourself in a difficult financial situation. If you’ve already considered all other options, and declaring bankruptcy is the only way out of your debts, then you should prepare for the process with the help of a Florida bankruptcy […]

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Are You Behind on Your Mortgage? Here’s How to Handle It

When someone signs a mortgage, they are optimistic that they can make it. At the end of all the payments, they will have their own space, free and clear of debt.  However, things don’t always go according to plan.  For people who are behind on their mortgage – especially with threats of foreclosure, it can […]

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Tips for Protecting Your Credit Card Information

In today’s day and age, identity is determined electronically. Your finances are directly associated with your bank account and credit card information. This makes it more important than ever to protect your identity and your credit card information. Here are some tips from debt collection attorneys on how to make sure your credit card information […]

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20 Simple Ways to Save Money Every Day

Keeping a close eye on your finances is a must if you are on your way to Financial Health. If you are constantly wondering how to save some dollars so you don’t have to file for bankruptcy, this list is for you. You don’t have to be a financial genius to save money. Here are […]

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Will an Employer Hire Me if I File for Bankruptcy?

Declaring bankruptcy in Florida is hard enough for most people.  Many people are concerned that it can affect their future career.  There are two possible employment-related issues that can fall under this. The first involves being in a job and wondering whether you’ll be fired because you filed for bankruptcy and the other is if […]

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Can I Still Bring a TCPA Claim if Harassing Calls to my Cell Phone Didn’t Cost me Anything Out of Pocket?

Cell phone harassment is a hot topic in consumer protection law and the Telephone Consumer Protection Act, or TCPA for short, is one of the hottest topics. More and more litigation has started to surround the TCPA; the Supreme Court of the United States has even gotten involved! But let’s take a step back and […]

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Do Debt Buyers Follow the Same Rules as Debt Collectors Under the FDCPA?

For a lot of people, debt is a sore topic. They either don’t want to talk about it because they’re scared of how technical it can be, or they ignore it because they don’t think it’s important.  You may not even realize that you aren’t dealing with the original debt in some cases.  For example, […]

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Red Flags for Debt Negotiation Resources

The process of debt negotiation is a complicated process to navigate for anyone. That’s why a lot of people prefer to hire a settlement company to mediate between them and their creditors. If you’re unfamiliar with this debt negotiation process, as many are, this is when you are able to settle with you creditor at […]

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The Credit CARD Act

Most of the country uses credit cards for even the most basic purchases.  It’s important to understand the laws that govern them, so you know when you’re being taken advantage of.  The law that helps attorneys inPinellas protect consumers from dishonest credit practices is the Credit CARD Act of 2009.  Attorneys in Pinellas Know How […]

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Financial Apps to Help You Save

Saving money is fun when you start to see it accumulate. With today’s technology, organizing your finances can be as easy as downloading the latest app. Who needs an accountant with these great financial apps, recommended by a debt litigation attorney, to help you save money? Debt Litigation Attorney Recommends These Financial Apps Acorns This […]

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Determining What Debts to Pay Off First

When you are in debt, it can seem overwhelming at times. There’s only so much money to go around, and figuring out where to put your funds first can be confusing.  If you are wondering which debts to pay off first, this list, created by a bankruptcy attorney in Tampa, is for you. Debts to […]

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The Latest in Phone Scams for 2017

Phone scams run rampant in today’s society, and the financially related phone scams are no exception. Because of our work with debt collection harassment laws in Florida, we try to stay apprised of phone scams currently happening so that we are able to warn people about them. Here are the latest in phone scams right […]

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Commonly Missed Items That Should Be In Your Household Budget

When determining your household budget, you need to make sure that you are accounting for every item that you will be spending money on.  This will help you avoid needing a debt collection lawyer in Florida. Debt Collection Lawyer in Florida Reveals Easy-To-Overlook Items for Your Household Budget When you overlook items on your household budget, […]

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Understanding Bankruptcy Exemptions

When people envision bankruptcy, they often think of all of their belongings being hauled off by their creditors.  This is not necessarily the case, and that is due to bankruptcy exemptions.  Bankruptcy exemptions help you to protect certain property from bankruptcy proceedings.  Bankruptcy law in Florida can protect you in certain circumstances, which we will […]

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Understanding the Debt Collection Process

In order to properly prepare yourself for when the debt collectors start calling, you need to understand the debt collection process.  Knowing what your rights are and understanding how the process works will help you navigate the process and utilize the knowledge to your advantage.  If you’re preparing for debt litigation in Tampa, knowing this […]

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What You Should Know If You Are Married And Filing For Bankruptcy

If you need to file for bankruptcy in Tampa, and you are married, there are a few additional factors you need to consider. How you file will depend on your decision after considering these factors. Know These Facts Before You File for Bankruptcy in Tampa Filing Solo You may choose to file for bankruptcy separately […]

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How to Save Money on Home Expenses

Better financial management begins in the home, where you at spend money each day without realizing what you are spending. Many times, our home and expenses are a expectation that goes unnoticed and starts being paid blindly.  However, there are many simple ways that you can save money at home. Here are a few basic tips from […]

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Real Life Horror Stories of Debt Collection Harassment

Debt collection harassment is a real occurrence, that affects everyday people all the time. In some cases, when the party knows their rights, it can be dealt with cleanly and swiftly with little to no repercussions. Sometimes, it has a more long-term effect as collectors get more and more aggressive and truly begin to cross […]

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The Basic Difference Between Chapter 7 and Chapter 13

The word bankruptcy is reacted to differently by everyone. To some, it is a beacon of hope that means you will never have to pay your bills again. To others, it means that you’ve skirted out of your debts, and has a very negative connotation.  If you want to know what bankruptcy really is, ask […]

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What Happens When Your Business Declares Bankruptcy?

Bankruptcy is not a step that many business operators want to take. Unfortunately, it’s often the only option available when the owner wants to keep their company. There are several types of bankruptcy processes and very often, due to the complexities involved, a bankruptcy attorney is needed. An attorney can evaluate your business’s debt circumstances […]

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Buying a Home After Bankruptcy

Bankruptcy is a complicated topic for most people, which is why people in debt are looking for a law office near me.  Many people don’t understand bankruptcy, or feel that they will no longer have any options once bankruptcy is declared.  One of the biggest concerns many have is that they will be unable to […]

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Can I Be Put on a “Wall of Shame” or “Blacklist” for Not Paying My Bill?

We’ve all seen the Walls of Shame that decorate small business bulletin boards with bounced checks and customer names who never paid their tab. You may have even laughed, but it’s not so funny when you have to contact a debt collection attorney in Clearwater because it happens to you. I’m sure you’ve been wandering in […]

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Keeping Your Cool when Talking to Debt Collectors

Talking to debt collectors can be incredibly stressful.  It’s easy to lose your temper or your cool, especially if you’re a victim of debt collection harassment.  Follow this debt collection advice for dealing with debt collectors so that you don’t lose your cool and potentially risk your case.   Debt Collection Advice on Dealing with […]

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A Fiscal-Friendly Valentine’s Day

This Valentine’s Day, don’t break your budget by overspending.  If you want to have a romantic and fun Valentine’s Day on a budget, there are plenty of creative ways to save money, so you don’t wind up a victim of debt collection harassment in Tampa.  Here are a few fiscal-friendly ideas to make your Valentine’s […]

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Wells Fargo Lawsuit is the Perfect Example of TCPA Violation

People hear about debt collection harassment, but not many people realize just how much trouble a debt collector can get into by exhibiting this behavior.  Ask any local debt collection attorney in Tampa- you have rights, and debt collectors must abide by the rules.  Just this past July, Wells Fargo finally settled a class action […]

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Tips for a Successful Bankruptcy Experience

When you are in financial strains and filing for bankruptcy, you want the process to go as quickly as possible.  There are few things you should know that will help make the process relatively painless.  Here are some tips for a successful bankruptcy from a Florida bankruptcy attorney. Tips for a Successful Bankruptcy From a […]

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How to Deal When Your Wages Are Being Garnished

It used to be a common threat, and still is when it comes to debt collection harassment.  The garnishment of wages can impact your entire life by limiting your finances.  The truth is, garnishing your wages is an absolute possibility, but it requires a judgment by courts to happen.  In the case that there is […]

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Reasons your Bankruptcy Could be Denied

Was your bankruptcy claim denied? If you are struggling and filed for bankruptcy,there is a chance that bankruptcy claim could be denied. Here are some of the main reasons that bankruptcy claims are denied, according to your local bankruptcy attorney in Tampa. Local Bankruptcy Attorney in Tampa on Bankruptcy Denials Bankruptcy Fraud Bankruptcy documentation is […]

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How to Raise Your Credit Score- Without getting a credit card

Having a low credit score can affect your life in many ways. When it comes to rebuilding your credit score, it seems that everyone’s advice is to get a credit card. However, in most cases, if you have poor credit, you only qualify for a secured card. Sometimes a lump sum like that can feel […]

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5 New Year’s Resolutions to Improve your Budget

It’s the time of year where everyone is taking motivation to the top level, and you can too!  Finances are a big part of your comfort level, so make your New Year’s resolution to improve your budget this year.  Here are five New Year’s resolutions from your local bankruptcy attorney in Florida that will help […]

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Famous Debt Collection Harassment Lawsuits

Debt collection harassment is a serious issue, and most importantly, it’s against the law. Most people don’t realize that there is something they can do about debt collection harassment. Here are some individuals who won their debt collection harassment lawsuit, proving that you can protect yourself against debt collection harassment. These People Won Their Debt […]

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Can I still bring a TCPA claim if harassing calls to my cell phone didn’t cost me anything out of pocket?

Cell phone harassment is a hot topic in consumer protection law and the Telephone Consumer Protection Act, or TCPA for short, is one of the hottest topics. More and more litigation has started to surround the TCPA; the Supreme Court of the United States has even gotten involved! But let’s take a step back and […]

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A Brief History of Debt Collection

Debt collector methods have changed over the years, but debt collection is a tale as old as time. Here’s a brief history of debt collection and debt collection harassment law. Debt Collection Harassment Law Evolved Over Centuries As far back as 3000 BC, we have the first recorded history of debt collection. In the ancient […]

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